Access Funds with less Huddle for your Personal and Business needs
ZARA MACRO LOAN ..
Financial services targeted at individuals and large scale business owners who need large sum of money for a certain amount of time.
Benefits:
- Easy to access
- No hidden charges
- Can access up to 300,000 and above
- Reasonable interest rate
Duration:
- Short term 1 – 5 months
- Long term 6 months.
PERSONAL LOAN AGAINST SALARY (PLAS) LOAN
Financial services targeted at Salary Earners.
Benefits:
- No Collateral
- Access to funds for your basic needs before salary
- Flexible repayment structure
- Expert financial advice available when necessa
Duration:
- One month plan
- 3month plan
- 3month plan
SMALL BUSINESS ENTERPRISE (S.M.E) LOAN
Financial services targeted at Small business owner/shop owners in the market place.
Benefits:
- No collateral
- Access to funds for your business expansion
- Flexible repayment structure
- Training on basic financial management, business planning and customer relations
- Expert financial advice available when you need it
Duration:
- One (1) to three (3) month plan. That is twelve (12) weeks repayment plan
- 6 month plan
ZARA OVERDRAFT
Financial services targeted at individuals running Savings package with us.
Benefits:
- Soft loan for only savings customers.
- Customers can withdraw advance of one additional page of his/her contribution
- No processing fee
- No guarantors required
- No collateral needed
- The total loan will be repaid within one month.
- Total interests of 10% will be charged
- Account officer to the customer will be seen as the guarantor
- If the customers defaults, the account officer will repay the loan
- The customers must be saving minimum of N2000 daily
- Savings above N6000 is not qualified to access this loan as we don`t give loan of over N200,000 without collateral and guarantors.
